Privacy Policy

*Operator: Ellina Korovina, registered at: 3909 San Fernando Rd, CA, Glendale 91204.*
*Effective Date: April 28, 2025.*

1. General Provisions

1.1. This Privacy Policy (hereinafter referred to as the Policy) is developed in compliance with U.S. laws, including the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), as well as general data protection principles.
1.2. The Operator, Ellina Korovina, ensures the confidentiality and security of personal data collected during the provision of consulting services in the financial sector, including credit history repair, in the United States, California.
1.3. The Policy applies to information obtained through the website linako.co, email, and phone.

2. Definitions

2.1. Personal Data — any information relating to an identified or identifiable individual (e.g., name, phone number, email address).
2.2. Processing of Personal Data — any action with data, including collection, storage, use, transfer, and deletion.
2.3. Data Subject — a client or user providing their personal data.
2.4. Third Parties — partners involved in providing consulting services (e.g., credit history specialists).

3. Purposes of Personal Data Processing

3.1. The Operator collects and processes personal data for the following purposes:

- Provision of consulting services for credit history repair.
- Communication with clients to clarify service details (e.g., scheduling consultations).
- Fulfillment of obligations under client contracts.
- Compliance with U.S. legislation.

3.2. Collected Data: name, phone number, email address.

4. Legal Basis

4.1. Processing is based on:

- Consent of the data subject.
- Execution of a contract with the client.
- Requirements of U.S. law (including CCPA/CPRA).

5. Rights of Data Subjects

5.1. Data subjects have the following rights:

- Request access to their data.
- Demand correction of inaccurate data.
- Request deletion of data (right to be forgotten).
- Request portability of their data in a structured format.
- Opt-out of the sale of data to third parties (though the Operator does not sell data).
- File a complaint with the California Privacy Protection Agency (CPPA).

5.2. To exercise these rights, submit a request to: ellinako2024@gmail.com or call: +1 747 306 88 69.

6. Security Measures

6.1. The Operator implements data encryption and restricts access to authorized personnel.
6.2. The Operator conducts regular security audits to protect data in accordance with CCPA requirements.

7. Transfer of Data to Third Parties

7.1. Data may be transferred to third parties (e.g., credit history consultants) only with the client’s consent and for service delivery purposes. Third parties are required to adhere to the same confidentiality standards as the Operator.
7.2. The Operator does not sell personal data or transfer it for payment or financial transaction purposes.

8. Data Retention Period

8.1. Personal data is stored for a reasonable period necessary to provide services or until the client withdraws consent.

9. Contact Information

9.1. For inquiries, contact us:

- Email: ellinako2024@gmail.com
- Phone: +1 747 306 88 69
- Address: 3909 San Fernando Rd, CA, Glendale 91204

10. Changes to the Policy

10.1. The Policy may be updated. The current version is available at linako.co/policy.

11. Use of Cookies

We use cookies and similar technologies to improve the site's performance, analyze user behavior, personalize content, and market it. Cookies allow us to remember your preferences and provide a more relevant experience. You can manage cookies through your browser settings. By using our website, you consent to the use of cookies in accordance with this Policy.

If you do not want your personal data to be sold or shared, you can opt out by clicking on the link: [Do Not Sell or Share My Personal Information].