I can help if you’re facing:
My proven approach to disputing credit bureau records and navigating the U.S. banking system is designed to help you achieve your goals quickly and effectively.
Credit denials
Rental application rejections
Job application issues due to credit
Late payments
Hard inquiries
Report errors
Collections
Charge-offs
Inability to finance a phone
Inability to finance a car or home
About me
Bachelor’s degree
5 years
7 years
Currently training
in Economics
of experience in the banking industry
in an international leasing company
with a U.S.-based credit repair organization
Lina Kora
Credit History Recovery Expert
LLC Formation and Business Credit Building
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LLC Formation and Business Credit Building
For whom: Aspiring entrepreneurs aiming to establish a business and build a credit history from the outset.
What’s Included:
✅ LLC registration in the desired state.
✅ Obtaining an EIN (Employer Identification Number)
✅ Strategy development for building business credit
✅ Consultation on business credit cards
✅ Provision of registration documents from the State Administration
* For existing LLCs/Corporations:
What’s Included:
✅ LLC registration in the desired state.
✅ Obtaining an EIN (Employer Identification Number)
✅ Strategy development for building business credit
✅ Consultation on business credit cards
✅ Provision of registration documents from the State Administration
* For existing LLCs/Corporations:
- EIN acquisition from the IRS – $150
- BOI Report submission to FinCEN – $120
- Change of registration address – $90
- Statement of Information filing (California) – $120
- Business name change – $100
- Assistance with annual California business tax payment – ($800) $150
- Drafting of Operating Agreement – $80
- LLC dissolution – $100
- Annual reports (any state except California) – $150
Business Financing (Business Credit & Loans)
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Business Financing (Business Credit & Loans)
For whom: Business owners seeking financing through business loans or private investors.
What’s Included:
✅ Analysis of current business status and credit profile
✅ Strategy development to enhance business credit rating
✅ Selection and registration of business credit cards
✅ Preparation of loan applications to banks or alternative funding sources
✅ Support throughout the loan application process
What’s Included:
✅ Analysis of current business status and credit profile
✅ Strategy development to enhance business credit rating
✅ Selection and registration of business credit cards
✅ Preparation of loan applications to banks or alternative funding sources
✅ Support throughout the loan application process
Establishment of Corporate Credit Lines
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Establishment of Corporate Credit Lines
For whom: Business owners requiring credit lines for company growth
What is included:
✅ Financial and credit rating analysis of the business
✅ Identification of suitable banks and financial institutions offering business credit lines
✅ Assistance with application submissions
✅ Optimization of the company’s debt structure
📌 This service is suitable for businesses that need permanent financing (not a one-time loan, but access to a credit facility).
What is included:
✅ Financial and credit rating analysis of the business
✅ Identification of suitable banks and financial institutions offering business credit lines
✅ Assistance with application submissions
✅ Optimization of the company’s debt structure
📌 This service is suitable for businesses that need permanent financing (not a one-time loan, but access to a credit facility).
Hard Inquiry Removal
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Hard Inquiry Removal
Who it’s for: Individuals who have excessive hard inquiries on their credit report that lower their score
Includes:
✅ Review of all inquiries
✅ Dispute process for unauthorized or outdated pulls
Includes:
✅ Review of all inquiries
✅ Dispute process for unauthorized or outdated pulls
Personal Credit and Finance Consultation
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Personal Credit and Finance Consultation
Who it’s for: Anyone who wants to understand their credit better, prepare for a loan, or get personalized financial advice
Includes:
✅ 60–90 minute consultation
✅ Credit report review
✅ Strategy for improving your score
Includes:
✅ 60–90 minute consultation
✅ Credit report review
✅ Strategy for improving your score
Credit Repair Services
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Credit Repair Services
Who it’s for: Individuals with negative items on their credit report, looking to improve their credit score and financial future
Includes:
✅ Disputing inaccurate or outdated information with credit bureaus
✅ Removing hard inquiries
✅ Debt validation and goodwill letters
✅ Monthly progress updates
✅ Customized credit rebuilding plan
Includes:
✅ Disputing inaccurate or outdated information with credit bureaus
✅ Removing hard inquiries
✅ Debt validation and goodwill letters
✅ Monthly progress updates
✅ Customized credit rebuilding plan
Mortgage Readiness Program
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Mortgage Readiness Program
Who it’s for: Individuals planning to buy a home within 6–12 months
What is included:
✅ Full credit audit
✅ Removal of negative items (where possible)
✅ Building creditworthiness for mortgage lenders
✅ Support throughout the pre-approval process
What is included:
✅ Full credit audit
✅ Removal of negative items (where possible)
✅ Building creditworthiness for mortgage lenders
✅ Support throughout the pre-approval process
Credit history boost
Adding you as an authorized user to a credit card with a great history and a high limit.This helps to increase your FICO score, improve your credit report, and increase your chances of getting loans, credit cards, leases, etc. approved.
✅Fast results (usually within 15-30 days)
✅ Without access to other people's money and responsibility for debts
✅ Completely legal and safe
It is ideal for those who:
✅Fast results (usually within 15-30 days)
✅ Without access to other people's money and responsibility for debts
✅ Completely legal and safe
It is ideal for those who:
- want to build or restore a credit history
- preparing to obtain a mortgage, car or credit card.
Credit history boost
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Stages of work
Before applying for a mortgage, it is important to understand the condition of your credit profile. We analyze your credit report, identify errors and problematic issues that may prevent approval.
To increase the chances of approval, it is important to prepare all the necessary documents in advance. We will tell you what certificates and statements you will need, help you organize your financial information and explain how to properly present yourself to the bank.
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If there are inaccuracies or outdated data in the report, we will help you properly file requests with credit bureaus to delete them. If the speed is lower than desired, we will develop a strategy to increase it.
We will be in touch until the very moment of submitting the application and receiving the decision. If the bank asks for additional information or if you have any questions, you will not be left alone with the problem. In case of refusal, we will help you understand the reasons and adjust your strategy.
Each bank has its own requirements for borrowers. We will explain to you what minimum conditions need to be met, analyze the concepts of DTI (Debt-to-Income Ratio), LTV (Loan-to-Value), and hard inquiries so that you understand how the bank evaluates you. We will also tell you which type of mortgage may be suitable for you (Conventional Loan, FHA, VA, etc.).
Analyzing your credit history
Preparing for a mortgage
Collecting documents and preparing for the application
Error correction and credit rating improvement
Support at all stages
Clarification of banks' requirements and calculation of strategy
- You are confident in your credit profile and understand how to improve it.
- You know which banks can approve your mortgage.
- You have a complete set of documents in your hands, and you are ready to apply.
- Your chances of approval increase significantly.
The result:
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Online course "Delete hard inquiries on your own"
Hard inquiries can lower your credit score and make it difficult to obtain loans on favorable terms. Every time you apply for a loan, the lender makes a strict request to assess your creditworthiness, but too many such requests can negatively affect your credit rating, and this can make it difficult to obtain new loans with favorable terms.
In this course, you will learn how to legally and independently remove unnecessary queries from your credit report, improving your financial reputation.
What exactly will you learn in this course?
What is included in the course?
1. 4 detailed video tutorials with step-by-step instructions.
2. Ready-made letter templates for sending to credit bureaus.
3. A list of addresses and contacts for quick work.
4. Additional materials for self-application of knowledge.
This course is suitable for those who want to monitor their credit history and increase their chances of loan approval at no extra cost. The purpose of this course is to provide you with all the necessary tools and knowledge so that you can effectively manage your credit history and make informed decisions that will positively affect your financial well—being.
Sign up for the course and start improving your credit history today!
In this course, you will learn how to legally and independently remove unnecessary queries from your credit report, improving your financial reputation.
What exactly will you learn in this course?
- How to find and analyze hard queries in a credit report.
- Which letters should be sent to bureaus and financial organizations.
- How to create a request to delete hard queries correctly.
- What laws and regulations allow you to manage your credit report.
What is included in the course?
1. 4 detailed video tutorials with step-by-step instructions.
2. Ready-made letter templates for sending to credit bureaus.
3. A list of addresses and contacts for quick work.
4. Additional materials for self-application of knowledge.
This course is suitable for those who want to monitor their credit history and increase their chances of loan approval at no extra cost. The purpose of this course is to provide you with all the necessary tools and knowledge so that you can effectively manage your credit history and make informed decisions that will positively affect your financial well—being.
Sign up for the course and start improving your credit history today!